Making changes to Michigan's no-fault insurance system is a top priority for lawmakers this year.
Republicans in the state house are leading the charge. Michigan drivers pay some of the highest rates in the nation for mandatory coverage.
The rates are even higher for people living in Detroit.
The current no-fault law guarantees lifetime medical benefits for catastrophic injuries from bad car accidents.
Lawmakers are hoping to give drivers the option to buy reduced coverage policies that limit injury benefits as part of their reform effort.