After renting for the past few years, Jennifer Kent is buying her first home.
"I was just ready to have a place to call my own," Kent said.
And when she saw the dropping mortgage rates this winter, she knew it was time to take the plunge.
"Home buyer is just a pretty surreal feeling anyways," Kent said. "So knowing that I had a good financial opportunity as well is just awesome."
According to the Mortgage Bankers Association, applications for new houses were up 14% in January nationwide.
And Bill MacLeod from Coldwell Banker in East Lansing says, this is the best winter housing market he's ever seen.
"Surprisingly, the time to buy is now," MacLeod said.
He's also suggesting anyone looking at refinancing their home, do it now.
"Anyone who hasn't refinanced as these rates are going down, I wouldn't hedge my bets much longer," MacLeod said.
He says the mild winter, plus the strong bond market is dropping mortgage rates across the country.
Which means people looking to refinance could get a better deal out of a 15 year loan while the market's on the upswing.
"You may be able to get a payment as low as what you're currently paying, or even lower and take a few years off the mortgage process," MacLeod said.
And for first time buyers like Jennifer Kent, she's just glad she got in while the getting's good.
