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Lawmakers try to revive no-fault auto insurance reform

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Posted at 8:23 AM, Dec 18, 2018
and last updated 2018-12-18 08:23:29-05

LANSING, Mich. (WSYM) — When it comes to auto insurance, Michigan has one of the highest premiums in the country.

That's why legislators are trying to resurrect a bill to reform no-fault auto insurance in the last week of the lame-duck session.

This is similar to the bill introduced by Detroit Mayor Mike Duggan and House Speaker Tom Leonard last year.

It would end the requirement that all auto policies include unlimited medical coverage for catastrophic injuries.

That's something that only Michigan requires.

Instead, drivers would be able to choose between three levels of personal injury protection.

Dozens of democrats voted against the 2017 proposal.

This new plan is also facing opposition.

The president of Coalition Protecting Auto No-Fault John Cornack tells the Detroit News the proposal will "gut protections for state drivers and offers no meaningful rate reduction."

This was an issue hotly contested during the gubernatorial debates.

There's no word yet on whether or not lawmakers will take it up during this last week of the lame-duck session.

We told you last month Quicken Loans founder Dan Gilbert was encouraging lawmakers to consider reform efforts during this lame-duck session or in 2019.

He's also promising to fund a ballot campaign in 2020 for no-fault auto insurance reform to lower costs.