Making the insurance process easier

Posted at 7:18 PM, Mar 14, 2017
and last updated 2017-03-15 08:25:58-04

Smashed houses, fallen trees, and downed power lines are just a few problems for homeowners recovering from last week's wind storm.

Now that the electricity is back on, homeowners can start the process of filing their insurance claims.

Lori Conarton, Communications Director of the Insurance Institute of Michigan say there is some good news for consumers.

"Wind storms are generally covered under homeowner insurance policy," Conarton said.

She says the first step in recovering what was lost is to call your insurance agency.

"Let them know about the damage and start talking to them about a claim," Conarton adds.

Secondly, take precaution to prevent any further damage.

Third, take inventory of what is in your home.

"Keep a list of items in your home because those are covered under your insurance policy and save your receipts," she said.

You can also get reimbursed for staying in a hotel, but you have to make sure you have that specific coverage in your policy.

Some policies will also cover food that spoiled in the refrigerator or freezer, but it's best to check before submitting a claim.